Case identification number
Location of survey
Enumeration area
Post code sector
Post code unit alpha
Period when house was purchased
Year of purchase
Month of purchase
First-time buyer
Partner owned property before
Involved in purchase decision
Interviewee
Quota
Interviewer
Time interview started
Time interview ended
Length of interview (minutes)
Type of property
Other type of property
Number of rooms
Central heating
Garden which is not shared
Garage
Expected to make profit when sold
Newly built
Right-to-buy sale
Value before discount
Whether value before discount known
Purchase price
Whether purchase price known
Purchased with a mortgage
Original amount borrowed
Whether original amount borrowed known
Mortgage outstanding
Type of mortgage
Other type of mortgage
Whether type of mortgage known
Mortgage interest rate arrangement
Cashback payment with mortgage
Amount of cashback payment
Whether cashback payment known
Mortgage changed
Increase to mortgage
Whether amount added to mortgage known
Mort.change: Extend house
Mort.change: Repair/improvement
Mort.change: Major purchase
Mort.change: Interest rate
Mort.change: Cashback offer
Mort.change: Business purposes
Mort.change: Divorce/separation
Mort.change: Different type
Mort.change: Other reason
Other reason for changing mortgage
Monthly mortgage repayments
Whether mortgage repayments known
Content of mortgage repayments
Mortgage protection insurance
Mortgage protection monthly payment
Whether protection insurance payment known
Mortgage protection claim
Maximum mortgage taken out
Reason for not taking maximum mortgage
Difficulty experienced in getting a mortgage
Lender worried about job security
Lender worried about partner's job
Required bigger deposit
Difficulty in getting advice
Experienced other difficulty
Other difficulty
Current value
Whether current value known
Value 3-years before
Whether value 3-years before known
Value in 12-months time
Whether value in 12-months time known
Prices in newspapers
Looking at estate agents
Recent sales in area
Personal contacts
Valuation
Rough guess
Made home improvements
Other basis for estimate
Whether basis for estimate known
Speed of finding a buyer
Mortgage repaid quicker than required
Experience of living in public housing
Lived in public housing with parents
Lived in public housing on own
More money in household
Less money in household
Mortgage cheaper than rent
Wanted to become homeowner
Did not want to still rent privately
Did not want to remain council tenant
Did not want to remain HA tenant
Could not find suitable rented accomm.
Wanted an investment
House prices were low
Interest rates were low
Changed job
Wanted closer to work
Got married/moved in with partner
Family size increasing
Family size decreasing
Divorce/separation
Close to family/friends
Wanted bigger house
Wanted better house
Wanted garden/garage
Wanted smaller house
Wanted cheaper house
Wanted better area to live in
Number of reasons for moving
Other reason for having moved
Most important reason for having moved
Whether good or bad time to buy
Reason for view of purchase timing
Whether delayed looking for property
Couldn't sell property
Expected prices to fall
Couldn't find right property to buy
Had to save deposit
Wanted to ensure job security
Had to save fees etc
Previous home in study area
Partner's previous home in study area
Location of previous home
Location of partner's previous home
Previous home owner
Sale of partner's previous house
Other situation of partner's house
Year bought last house
Household income when bought last home
Whether income when bought last house known
Amount paid for last house
Whether amount paid for last house known
Expected to make profit on last house
Whether bought or sold first
Last house sold
Time to sell last house (months)
Time to sell last house (years)
Whether time to sell last house known
Price obtained for last house
Whether price obtained for last house known
Price obtained covered mortgage
Price obtained also covered other costs
Last house being rented
Last house currently on the market
Time house on market (months)
Time house on market (years)
Whether time house on market known
Price being asked for last house
Whether price being asked for last house known
Reduced price being asked for last house
Amount by which price has been reduced
Whether reduction on asking price known
Expect price to repay mortgage
Expect price to also cover other costs
Difficulty in paying for house
Major change in income or household
Respondent lost job
Partner lost job
Respondent retired
Partner retired
Business failed
Reduced income/lost overtime
Death in household
Addition to household
Older children left home
Separation/divorce
Missed mortgage payments in last 3 years
Mortgage payments position
Mortgage arrears
Whether mortgage arrears known
Receipt of benefit support for mortgage
House worth less than purchase price
House worth less than amount borrowed
In negative equity
Perceived extent of negative equity
Whether extent of negative equity known
Negative equity causing problems
Reason for view of negative equity
Way of dealing with negative equity
Advice to a newly-married couple
Owning home makes it easier to move
Owning home can be a risky investment
Own home something to leave to family
Owning a burden to repair/maintain
Risk of buying a house cf 3 years ago
Price change expected over next 3 years
Tax relief change expected
Interest rate change expected
Sometimes better to rent than buy
Situation when better to rent than buy
Consider renting at next move
Reason for tenure choice at next move
Expected change in unemployment in 3 years
Vote at last general election
Likely vote if election tomorrow
House ownership affected voting intention
Reason for ownership effect on voting
Should phase out mortgage tax relief
Should expand council rented housing
Should re-distribute income
Benefits to unemployed too high
Would like to move house
House currently on the market
House on market (months)
House on market (years)
Whether period house on market known
Price hope to obtain
Whether price hope to obtain known
Asking price been reduced
Price will cover mortgage+selling costs
Price will also cover other costs
Have tried to sell this house in past
No interest shown in property
Potential buyer pulled out
Price offered was too low
Was only testing the market
Did not sell for some other reason
Other reason why sale did not go through
Whether reason for failure of sale known
Number of adults in household
Number of children in household
Total number of people in household
Respondent
Sex of respondent
Age of respondent
Employment status of respondent
Marital status of respondent
Educational qualification of respondent
Person 2's relationship to respondent
Sex of person 2
Age of person 2
Employment status of person 2
Marital status of person 2
Educational qualification of person 2
Person 3's relationship to respondent
Sex of person 3
Age of person 3
Employment status of person 3
Marital status of person 3
Educational qualification of person 3
Person 4's relationship to respondent
Sex of person 4
Age of person 4
Employment status of person 4
Marital status of person 4
Educational qualification of person 4
Person 5's relationship to respondent
Sex of person 5
Age of person 5
Employment status of person 5
Marital status of person 5
Educational qualification of person 5
Person 6's relationship to respondent
Sex of person 6
Age of person 6
Employment status of person 6
Marital status of person 6
Educational qualification of person 6
Person 7's relationship to respondent
Sex of person 7
Age of person 7
Employment status of person 7
Marital status of person 7
Educational qualification of person 7
Respondent in employment
Respondent had a job
Socio-economic group of respondent
Hours worked a week by respondent
Supervision of others by respondent
Number of people supervised by respondent
Number employed at respondent's workplace
Respondent's type of employment contract
Length of respondent's contract (years)
Length of respondent's contract (months)
Whether length of respondent's contract known
Time till respondent's contract ends (years)
Time till respondent's contract ends (months)
Whether time till respondent's contract ends known
Respondent's expectation of being kept on
Employment of others by respondent
Number of people employed by respondent
Respondent unemployed in last 3 years
Wages cf last job (respondent)
Location of work cf last job (respondent)
Hours of work cf last job (respondent)
Responsibility cf last job (respondent)
Enjoyment cf last job (respondent)
Security of job cf 3 years ago (respondent)
Ease of getting another job (respondent)
Partner in employment
Partner had a job
Socio-economic group of partner
Hours worked a week by partner
Supervision of others by partner
Number of people supervised by partner
Number employed at partner's workplace
Partner's type of employment contract
Length of partner's contract (years)
Length of partner's contract (months)
Whether length of partner's contract known
Time till partner's contract ends (years)
Time till partner's contract ends (months)
Whether time till partner's contract ends known
Partner's expectation of being kept on
Employment of others by partner
Number of people employed by partner
Partner unemployed in last 3 years
Wages cf last job (partner)
Location of work cf last job (partner)
Hours of work cf last job (partner)
Responsibility cf last job (partner)
Enjoyment cf last job (partner)
Security of job cf 3 years ago (partner)
Ease of getting another job (partner)
Financial situation cf 3 years ago
Total annual gross household income
Whether annual gross household income known
Value of savings and investments
Possession of assets
Shares in private companies
Deposit accounts
Unit trusts
Investment trusts
Government securities
Business partnerships
Other property or land
Possess other assets
Other assets possessed
Other comment about owning a home
Length of stay in current house
Proportion of purchase price borrowed
Original plus additional borrowings
Value 3-years ago
Current value cf purchase price
Current value cf 3-years ago
Value in 12-months cf present
Time taken to sell last house
Current value minus mortgage+additions
Extent of negative housing equity
Time house has been on the market
Household Composition
Number of persons over retirement age
Length of respondent's contract
Time till respondent's contract ends
Length of partner's contract
Time till partner's contract ends
COMPUTE logprice = LN(q9) (COMPUTE)
qf le 2 (FILTER)
time for which mortgage held
amount loan paid by 95
value of equity in 1995
loan to equity ratio 95
length of time here as owner
natural log of current value
natural log of original price
natural log of 1992 price
natural log of estimated price
annual gain rate to 1992
gain rate to 1995
gain rate to 1996
percent change in price 92 to 95
dummy for detached house
dummy for terrace house
heating dummy
dummy for garden
dummy for garage
dumy for new house
dummy for ex-council house
dummy for 95
dummy for 94
dummy for 1993
price paid
log base 10 of buypric
log base 10 of rooms
log base 10 of year
hedonic based estimate for 95
hedonic estimate based on 95
square of resp age
log of resp age
log of income
age groups
savings recoded
log 10 of current value
log 10 of savings
log 10 of net equity in 1995
grouped length of residence