Location of survey
1 = Glasgow
2 = Bristol

Period when house was purchased
1 = 1992 or later
2 = 1991 or earlier

Year of purchase
99 = don't know

Month of purchase
1 = January
2 = February
3 = March
4 = April
5 = May
6 = June
7 = July
8 = August
9 = September
10 = October
11 = November
12 = December
88 = month unknown

Partner owned property before
1 = yes
2 = no
3 = no partner

Interviewee
1 = owner/joint owner
2 = partner

Quota
1 = stayer
2 = recent mover
3 = first-time buyer

Type of property
1 = detached
2 = semi-detached
3 = terraced
4 = purpose-built flat
5 = converted flat
6 = other
9 = unknown

Other type of property
1 = mobile home

Central heating
1 = full
2 = partial
3 = none
9 = don't know

Type of mortgage
1 = endowment
2 = repayment
3 = pension linked
4 = low start endowment
5 = personal equity plan
6 = other

Other type of mortgage
1 = interest only

Mortgage interest rate arrangement
1 = variable
2 = fixed
3 = discounted variable
4 = capped
5 = other
6 = fixed then variable
9 = don't know

Mortgage changed
1 = replaced mortgage
2 = added to mortgage
3 = no change
9 = don't know

Content of mortgage repayments
1 = mortgage only
2 = mortgage+endowment
3 = mort+endow+insurance
4 = interest+insurance
9 = unknown content

Reason for not taking maximum mortgage
1 = had capital
2 = avoid large repayments
3 = want mort. for short time
4 = int.rates may rise
5 = prices were lower
6 = wanted spare cash
7 = didn't need it
8 = enough to cover house
97 = DK was available
98 = other reason
99 = unknown

Other difficulty
1 = age
2 = self-employed

Other basis for estimate
1 = recently purchased

Speed of finding a buyer
1 = within a month
2 = within 3 months
3 = within 6 months
4 = longer than 6 months
9 = don't know

Mortgage repaid quicker than required
1 = yes
2 = no
8 = no mortgage
9 = don't know

Other reason for having moved
0 = no other reason
1 = wanted nearer amenities
2 = didn't like neighbours
3 = been burgled
4 = nearer school of choice
5 = personal reasons
6 = development/lease end
8 = other reason

Most important reason for having moved
1 = more money
2 = less money
3 = mortgage cheaper than rent
4 = to become homeowner
5 = not want to stay private tenant
6 = not want to stay council tenant
7 = not want to stay HA tenant
8 = no suitable rented accomm.
9 = wanted investment
10 = house prices were low
11 = interest rates were low
12 = changed job
13 = wanted closer to work
14 = got married/joined partner
15 = family size increasing
16 = family size decreasing
17 = divorce/separation
18 = close to family/friends
19 = wanted bigger house
20 = wanted better house
21 = wanted garden/garage
22 = wanted smaller house
23 = wanted cheaper house
24 = wanted better area to live in
31 = wanted nearer amenities
32 = did n't like neighbours
33 = been burgled
34 = nearer school of choice
35 = personal reasons
36 = development/lease end
38 = other reason

Whether good or bad time to buy
1 = good time to buy
2 = bad time to buy
3 = can't really say

Reason for view of purchase timing
1 = lower prices
2 = able to sell quickly
3 = int.rates were low
4 = market improving
5 = rents increasing
51 = market depressed
52 = had no buy
53 = market fluctuating
54 = prices were rising
96 = desired house available
97 = personal reason
98 = other reason
99 = unknown

Location of previous home
2 = Avon
3 = West Country
4 = Home Counties
5 = London
6 = south coast
7 = East Anglia
8 = West Midlands
9 = East Midlands
10 = Wales
11 = Humberside
12 = North East (Yorks)
13 = North West
14 = North
21 = Edinburgh
22 = Central Scotland
23 = Strathclyde
24 = Highland/Islands
25 = Southern Uplands
26 = Lothian
97 = abroad
99 = don't know

Previous home owner
1 = respondent
2 = partner
3 = both
9 = don't know

Sale of partner's previous house
1 = sold, profit into re-purchase
2 = sold, no profit
3 = previous family still there
4 = for sale
5 = for sale with tenant
6 = rented out, not for sale
7 = other
9 = unknown

Household income when bought last home
1 = under 3000
2 = 3000- 5999
3 = 6000- 8999
4 = 9000-11999
5 = 12000-14999
6 = 15000-17999
7 = 18000-20999
8 = 21000-23999
9 = 24000-26999
10 = 27000-29999
11 = 30000-32999
12 = 33000-35999
13 = 36000-38999
14 = 39000 or over

Whether bought or sold first
1 = bought first
2 = sold first
3 = both together
4 = odds & sods
9 = don't know

Time to sell last house (months)
88 = months unknown

Price obtained covered mortgage
1 = yes
2 = no
3 = no mortgage
8 = refused
9 = don't know

Price obtained also covered other costs
1 = yes
2 = no
8 = refused
9 = don't know

Difficulty in paying for house
0 = no mortgage
1 = a major difficulty
2 = inconvenient but manageable
3 = not a major difficulty
4 = become easier
9 = don't know

Missed mortgage payments in last 3 years
0 = no mortgage
1 = yes
2 = no
9 = don't know

Mortgage payments position
1 = up-to-date
2 = arrears rising
3 = arrears falling
4 = arrears steady
9 = don't know

Reason for view of negative equity
1 = not thinking of selling
2 = hope things improve
8 = other
9 = unknown

Way of dealing with negative equity
1 = wait for situation to improve
2 = can't do anything
7 = don't consider a problem
8 = other
9 = unknown

Advice to a newly-married couple
1 = buy asap
2 = wait then buy
3 = not to buy
9 = don't know

Owning home makes it easier to move
1 = strongly agree
2 = slightly agree
3 = neither agree/disagree
4 = slightly disagree
5 = strongly disagree
9 = don't know

Risk of buying a house cf 3 years ago
1 = more risky
2 = less risky
3 = no change
9 = don't know

Price change expected over next 3 years
1 = increase
2 = decrease
3 = stay the same
9 = don't know

Tax relief change expected
1 = rise
2 = fall
3 = stay the same
9 = don't know

Situation when better to rent than buy
1 = can't find deposit
2 = don't earn enough
3 = less worry
4 = lack of DSS help
5 = not tied down
6 = lack of job security
7 = markets not favourable
8 = no repairs responsibility
9 = short-term measure
98 = other
99 = don't know

Consider renting at next move
1 = yes
2 = no
3 = not be moving
9 = don't know

Reason for tenure choice at next move
1 = unable to find house
2 = cheaper to rent
3 = int.rates high
4 = not tied down
5 = didn't want burden
6 = too old for mortgage
51 = security/independence
52 = choice where to live
53 = always bought
54 = gets you on ladder
55 = no return if rent
56 = landlord rules/hassles
57 = rents high
58 = better/cheaper
96 = mort.paid by someone else
97 = don't want to move
98 = other
99 = don't know

Expected change in unemployment in 3 years
1 = yes
2 = no
3 = stay the same
9 = don't know

Vote at last general election
1 = Conservative
2 = Labour
3 = Liberal Democrat
4 = SNP
5 = other
6 = did not vote
8 = refused
9 = don't know

Likely vote if election tomorrow
1 = Conservative
2 = Labour
3 = Liberal Democrat
4 = SNP
5 = other
6 = will not vote
8 = refused
9 = don't know

Reason for ownership effect on voting
1 = way always vote
2 = owners more notice economy
3 = gov.not helping owners
4 = gov.econ.policy wrong
5 = vote for who helps owners
94 = labour party comment
95 = no diff. which party
96 = just hasn't
97 = don't like any
98 = other reason
99 = don't know

Would like to move house
1 = yes, like to move
2 = sold, waiting to move
3 = no
9 = don't know

Other reason why sale did not go through
1 = respondent changed mind
2 = can't find property
9 = don't know

Number of adults in household
99 = unknown

Respondent
0 = respondent
1 = partner
2 = child
3 = parent
4 = grandchild
5 = sibling
6 = other relative
7 = not related
9 = unknown

Sex of respondent
1 = male
2 = female
9 = unknown

Age of respondent
0 = under 1 year
98 = refused
99 = don't know

Employment status of respondent
1 = full-time employment
2 = part-time employment
3 = self-employed
4 = government training
5 = job obtained
6 = unemployed seeking work
7 = unemployed not looking
8 = looking after home
9 = temporary sick
10 = long-term sick
11 = student
12 = pre-school age
13 = wholly retired
14 = other
88 = refused
99 = don't know

Marital status of respondent
1 = single
2 = married/de facto
3 = separated/divorced
4 = widowed
8 = refused
9 = don't know

Educational qualification of respondent
0 = no qualifications
1 = school certificate
2 = job training certificate
3 = time served apprenticeship
4 = college diploma/certificate
5 = university degree
8 = refused
9 = don't know

Socio-economic group of respondent
1.1 = employer large estab
1.2 = manager large estab
2.1 = employer small estab
2.2 = manager small estab
3 = professional self-employ
4 = professional employee
5.1 = ancillary worker/artist
5.2 = supervisor: non-manual
6 = junior non-manual
7 = personal service worker
8 = supervisor: manual
9 = skilled manual
10 = semi-skilled manual
11 = unskilled manual
12 = own-account non-prof'l
13 = farmer: employer/manager
14 = farmer: own-account
15 = agricultural worker
16 = armed forces
17 = inadequately described

Hours worked a week by respondent
1 = 1-16 hours
2 = 17-29 hours
3 = 30+ hours
9 = don't know

Number of people supervised by respondent
999 = don't know

Number employed at respondent's workplace
99999 = don't know

Respondent's type of employment contract
1 = permanent employee
2 = agency work
3 = short-term contract
4 = self-employed
8 = refused
9 = don't know

Respondent's expectation of being kept on
1 = very likely
2 = quite likely
3 = not very likely
4 = not at all likely
9 = don't know

Wages cf last job (respondent)
1 = lower wages
2 = higher wages
3 = no change
9 = don't know

Location of work cf last job (respondent)
1 = further away
2 = nearer home
3 = no change
9 = don't know

Hours of work cf last job (respondent)
1 = longer hours
2 = shorter hours
3 = no change
9 = don't know

Responsibility cf last job (respondent)
1 = less responsibility
2 = more responsibility
3 = no change
9 = don't know

Enjoyment cf last job (respondent)
1 = don't enjoy as much
2 = enjoy more
3 = no change
9 = don't know

Security of job cf 3 years ago (respondent)
1 = more secure
2 = less secure
3 = as secure as ever was
9 = don't know

Ease of getting another job (respondent)
1 = very easy
2 = relatively easy
3 = relatively difficult
4 = very difficult
9 = dont' know

Number of people supervised by partner
888 = refused
999 = don't know

Number employed at partner's workplace
8888 = refused
9999 = don't know

Length of partner's contract (years)
88 = refused
99 = don't know

Partner's expectation of being kept on
1 = very likely
2 = quite likely
3 = not very likely
4 = not at all likely
8 = refused
9 = don't know

Financial situation cf 3 years ago
1 = better off
2 = worse off
3 = no change
9 = don't know

Value of savings and investments
1 = under 3000
2 = 3000- 7999
3 = 8000-14999
4 = 15000-24999
5 = 25000-49999
6 = 50000-99999
7 = 100000+
8 = refused
9 = don't know

Other assets possessed
1 = TESSA
2 = PEP

Other comment about owning a home
1 = good investment
2 = no rent increases
3 = increased security
4 = it's easy
5 = pride in owning
6 = can do what you want
51 = uncertainty re-economy
52 = cost of repairs
53 = negative equity
54 = borrowing too easy
55 = financial struggle
56 = don't overstretch
57 = not enough for young
58 = problems when reselling
59 = ex-council sale
60 = problems if ill/unemployed
61 = need surveys
62 = hidden costs
63 = need more advice
94 = poor legal advice
95 = better mortgage advice
96 = non-housing comment
97 = none
98 = other comment
99 = don't know

First-time buyer
1 = yes
2 = no

Garden which is not shared
1 = yes
2 = no
9 = don't know

Whether value before discount known
1 = known
8 = refused
9 = don't know

Household Composition
1 = single retired
2 = young single adult
3 = other single adult
4 = retired couple
5 = young couple
6 = other couple
7 = lone parent family
8 = couple+infant/s
9 = couple+child/ren
10 = other+child/ren
11 = related adults
12 = other all adults

Number of persons over retirement age
0 = nobody
1 = 1 person
2 = 2 or more people

Whether value 3-years before known
1 = known
7 = did not exist
8 = refused
9 = don't know

Whether period house on market known
1 = known
9 = unknown

Mort.change: Extend house
0 = not a reason
1 = a reason

Difficulty experienced in getting a mortgage
0 = none of these
1 = one or more of these

Lender worried about job security
0 = not a difficulty
1 = a difficulty

Prices in newspapers
0 = not a basis
1 = a basis

Whether basis for estimate known
1 = basis known
9 = basis unknown

Experience of living in public housing
0 = no experience
1 = with parents
2 = own experience
3 = both
9 = don't know

Lived in public housing with parents
0 = no experience
1 = have experience

Whether delayed looking for property
0 = did not delay
1 = delayed looking
9 = don't know

Major change in income or household
0 = no major change
1 = changes occurred
9 = unknown

Respondent lost job
0 = did not happen
1 = happened

Whether reason for failure of sale known
1 = reason known
8 = refused
9 = don't know

Supervision of others by respondent
1 = no supervisees
2 = supervisees
9 = unknown

Employment of others by respondent
1 = no employees
2 = employees
9 = unknown

Possession of assets
0 = no assets
1 = possess assets
8 = refused
9 = don't know

Shares in private companies
0 = not possessed
1 = possessed

Year of purchase
72 = pre-1974
74 = 1974-78
79 = 1979-80
81 = 1981-82
83 = 1983-84
85 = 1985
86 = 1986
87 = 1987
88 = 1988
89 = 1989
90 = 1990
91 = 1991
92 = 1992
93 = 1993
94 = 1994
95 = 1995
99 = don't know

Length of stay in current house
1 = up to 3 years
2 = 4-6 years
3 = 7-10 years
4 = 10 or more years
8 = unknown (RTB)
9 = don't know

Number of rooms
2 = 1 or 2 rooms
3 = 3 rooms
4 = 4 rooms
5 = 5 rooms
6 = 6 or more rooms

Value before discount
1 = 10,000-19,999
2 = 20,000-29,999
3 = 30,000-39,999
4 = 40,000-49,999
5 = 50,000-59,999
6 = 60,000 or over
8 = refused
9 = don't know

Purchase price
0 = under 10,000
1 = 10,000-19,999
2 = 20,000-29,999
3 = 30,000-39,999
4 = 40,000-49,999
5 = 50,000-59,999
6 = 60,000-69,999
7 = 70,000-79,999
8 = 80,000-89,999
9 = 90,000-99,999
10 = 100,000-109,000
11 = 110,000-119,999
12 = 120,000 or over
18 = refused
19 = don't know

Proportion of purchase price borrowed
0 = 10.0% or less
1 = 10.1-20.0%
2 = 20.1-30.0%
3 = 30.1-40.0%
4 = 40.1-50.0%
5 = 50.1-60.0%
6 = 60.1-70.0%
7 = 70.1-80.0%
8 = 80.1-90.0%
9 = 90.1-100.0%
10 = 100.0-110.0%
11 = 110.1-140.0%
14 = 140.1-169.9%
17 = 170.0-200.0%
18 = refused
19 = don't know
20 = over 200%

Original plus additional borrowings
0 = bought without mortgage
999998 = refused
999999 = don't know

Amount of cashback payment
1 = under 500
2 = 500-999
3 = 1000-1999
4 = 2000-4999
5 = 5000 or over
8 = refused
9 = don't know

Increase to mortgage
1 = under 2000
2 = 2000- 4999
3 = 5000- 9999
4 = 10000-19999
5 = 20000 or over
8 = refused
9 = don't know

Monthly mortgage repayments
0 = under 100
1 = 100-199
2 = 200-299
3 = 300-399
4 = 400-499
5 = 500-699
7 = 700 or over
8 = refused
9 = don't know

Mortgage protection monthly payment
1 = under 25
2 = 25-49
3 = 50-74
4 = 75 or over
8 = refused
9 = don't know

Value 3-years ago
0 = under 10,000
1 = 10,000-19,999
2 = 20,000-29,999
3 = 30,000-39,999
4 = 40,000-49,999
5 = 50,000-59,999
6 = 60,000-69,999
7 = 70,000-79,999
8 = 80,000-89,999
9 = 90,000-99,999
10 = 100,000-109,000
11 = 110,000-119,999
12 = 120,000 or over
17 = did not exist
18 = refused
19 = don't know

Current value cf purchase price
1 = more than paid
2 = worth the same
3 = less than paid
8 = refused
9 = don't know

Current value cf 3-years ago
1 = increased
2 = stayed the same
3 = fell
7 = did not exist
8 = refused
9 = don't know

Value in 12-months cf present
1 = increase
2 = stay the same
3 = fall
8 = refused
9 = don't know

Time taken to sell last house
1 = under 1 month
2 = 1-6 months
3 = 7-12 months
4 = over 12 months
9 = don't know

Perceived extent of negative equity
1 = under 2500
2 = 2500-4999
3 = 5000-7499
4 = 7500 or over
8 = refused
9 = don't know

Current value minus mortgage+additions
999998 = refused
999999 = don't know

Extent of negative housing equity
1 = in negative equity
2 = insufficient to move
3 = not in negative equity
8 = refused
9 = don't know

Time house has been on the market
1 = under 1 month
2 = 1-6 months
3 = over 6 months

Price hope to obtain
1 = under 40,000
2 = 40,000-59,999
3 = 60,000 or over
8 = refused
9 = don't know

Length of respondent's contract
1 = under 2 years
2 = 2 years or over
8 = refused
9 = don't know

Time till respondent's contract ends
1 = under 1 year
2 = 1 year or over
8 = refused
9 = don't know

qf le 2 (FILTER)
0 = Not Selected
1 = Selected