Type of mortgage
Will the borrower occupy at least part of the property?
Advance (i.e. size of mortgage loan)
Initial gross charging rate of interest
Is the initial charging rate of interest:?
'Method of repayment
Does this mortage meet the CAT standard?
Does this mortage impose redemption charges beyond any fixed, capped or discounted period or at all in the case of non-discounted variable loans?
Does this mortage give immediate benefit for overpayments of any size?
Does this mortage have a facility to underpay or take a payment holiday?
Does this mortage have automatic facility for an additional loan amount?
Does this mortage have a facility to draw down previous capital payments?
Does this mortage have a facility to be integrated with a current account?
Is Mortgage Payment Protection Insurance being taken out with this advance?
Source of introduction
Number of male borrowers
Number of female borrowers
Age of main borrower
Total income of main borrower
Total income on which mortgage is based
Is the main borrower a first time buyer?
Is the main borrower a sitting tenant?
Is the borrower buying under a 'Shared Ownership' scheme?
Purchase price
Dwelling type
Number of rooms (include kitchen but not bathroom)